Carels Financial Services

Carels Financial Services Inc.

"Helping Clients Achieve a Lifetime of Financial Security"

Contact Information

Carels Financial Services Inc.
100 Osborne Street North
Winnipeg, Manitoba
R3C 2H6

Phone: 204.946.8191

About Us

Carels Financial Services Inc. is an independent financial services firm with over 50 years of combined experience.

We do not represent any single life insurance company or investment firm, which enables us to provide you with all of the options available from a vast array of companies.

Our Mission

To build a financial security plan tailored to meet your specific needs.

Our Services

Financial security planning is about more than just saving for retirement. It\'s also about helping protect what means the most to you and helping you achieve your short term goals.

You\'ve worked hard and done well. Now is the time to ensure that you and your loved ones can enjoy the rewards of your efforts for decades to come. Whether you\'re purchasing a home, financing a child\'s education or considering retirement options, we can assist you every step of the way. Your goals are specific to you, so it\'s important that your financial security plan is specific to you too.

We can help you.

  • Provide for your family in the event of a death, disability or critical illness
  • Secure a comfortable retirement
  • Control your debt
  • Fund a post-secondary education
  • Minimize your taxes
  • Leave an estate to your heirs
  • Meet a variety of business protection needs
  • Provide benefits for your company\'s employees



Insurance Products

  • Life Insurance (Term, Whole Life and Universal Life)
  • Disability Insurance
  • Critical Illness Insurance
  • Individual Health & Dental Programs

Retirement and Investment Products

  • RRSP Plans
  • Non-Registered Savings Plans
  • Tax-Free Savings Accounts (TFSA)
  • Registered Education Savings Plans (RESP)


  • Group Insurance Plans
  • Group RRSP and Deferred Profit Sharing Plans

Insurance products, including segregated fund policies are offered through Carels Financial Services Inc., and Investment Representatives Carleen Carels and Gordon R. Siemens offer mutual funds and referral arrangements through Quadrus Investment Services Ltd.